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Two words Send - separate accounts. I've always favoured the yours, mine and ours system but of course that doesn't always work for everyone.
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Definitely a situation for separate accounts. No one touches MY money I worked hard for it.

I do think there are times where "yours, mine and ours" works best, but that is not always the case.

Sympathies, send. That's difficult.
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Yes, I agree.

Apparently, Rep-Payee only covers Social Security Income.
Spouse feels all the rest is HIS to splurge, and kept a secret from me.

This is not acceptable, at least to me. He has crossed a fine line of entitlement and betrayal. However, he does this once a year in November and December.

If the contempt continues, this will be the deal breaker.
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Wouldn't be acceptable to anyone, I think, send. Financial splurging and especially secrets are no-nos. ((((hugs))))

Can the two of you talk sensibly about holiday spending?
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Thanks Golden and Cwillie.

We have no designated holiday spending, and no longer send gifts for many years now. Counselors have mentioned that after rent, utilities, and groceries for the disabled income, there is very little left over. Yet, he doesn't get it, acts entitled.
But I have a lock on the accounts, and will beef up security.

If he continues to act like the enemy, he will be treated like the enemy.
I pray for my enemies, so he should look out.
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I have a funny(ish?) story. For years I've been hearing about other people getting a freebie from Tim Horton's on their birthdays and I've been somewhat miffed that I have never gotten anything. Until today... when I checked my app I saw a birthday offer. I was confused because it's not my birthday, but when I checked my profile page I realized the date format was set to the American style month, day, year. Ohhh, that explains it. So... happy mirror birthday to me lol
Even funnier (to me at least) is that I only now realized my nephew #2 and I have mirror birthday dates!
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PS - If anyone thinks they've figured out my actual birthday you're just guessing because my "birthday" offer was good for several days
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Happy Birthday anyway, cw. 💐🎂🎈🎉🎁
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Hope your birthday month was great!
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Thanks for my mirror birthday greetings you guys, I was happy to accept my freebie from Tim's (especially since I can't seem to correct the information).
But to get to my real birthday you'll have to write the date as day, month, year . The day should be obvious😜, but for security purposes I'm not giving away the month 🤪 (lol)
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Hi, I'm about to turn 66, and my husband will be 71 soon. Starting to think about our own mortality. Have our wills, medical power of attorneys, directives to physicians and general power of attorneys (spouse only) done. Thinking about the fact that we will have no assistance in our final years. We have 4 kids in the area, but none of them care enough about us to even call us once in a while or visit, so I know they have no intention of helping us. Thinking about all the things we will need help with. We are in a fairly rural area, but can get grocery and prescription delivery. We will use Senior Transportation (if there is any) or Uber to get into town for doctor appts. Will need to find a trustworthy handyman for household repairs and a reliable housecleaning company. Already trying to get rid of anything we don't use and don't need - seems like an unsurmountable task. As long as my husband is alive, we will live here in our home, and whatever happens, happens. My husband says he will take care of his problem on his own before he will go into assisted living. If I survive him, I assume I'll put myself in independent or assisted living, as long as I can have my small dog. Otherwise, I'll live here alone with my dogs. We've decided to be cremated and have out urns buried by my husbands workshop, which is his favorite place to be. Still need to list life insurance policies, savings accts, etc for the kids for after we are gone. Thought long and hard about whether we should leave anything to the kids, but decided it really doesn't matter because we'll be gone. Will leave some to pet charities and a good friend. This assumes we don't have to use everything for Medicaid. I feel better having a plan. I don't want my kids to go through the same hell I am going through taking care of my elderly Mom who is in assisted living. But it would be nice to know that they care a little. I think we could die overhear and no one would notice until the smell got really bad. I'm still working on coming to terms with this, but am doing pretty well with it now. Does anyone think I'm doing the wrong things?
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Lylii, it sounds like a comprehensive list. You covered all the bases.Good for you and your husband. Like you, I have no intention of having my only child do anything for me. At The age of 70 I’m still dealing with my father’s stuff and his nursing home and Medicaid issues. It’s been pure hell for a long time and I don’t plan on subjecting her to the misery I’m having to dealing deal with.

Hope you have a long time to enjoy life before you have to put these plans in place.
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Lylii,
Good on you for preparing. I am 83, partner is 85, and he and I both raised two girls each before we met and joined with them already grown, some 38 years ago. We have taken care of business as well and would NEVER have any hands on care from our kids. His two live close in our area, and mine out across the country with lots of visits. There is estrangement with one child of the family.
Might I ask you--you say that your children all live in your area but that not one of them "cares". If you mean that they don't care to do caregiving, amen to that; they SHOULDN'T in my opinion. But if all FOUR simply don't CARE there is a history that dictates reasons for that. I am wondering not so much what those reasons are, as being estranged from a child I know they would make a book of some length. But I am wondering if there is a chance/a choice for some loving connection of some kind, and a sharing of lives. Our children grow up. They have their own friends, their own opinions, their own lives, and that is as it should be, but it is surprising to hear you have four in your area with not a one interested in connection.

Good on you for making plans, but I have one more suggestion. If you don't have family, then what about friends. Because there comes a time you need some help. Not a LOT. But some. And if you can hire that in that is good. But you mention the good old demise in the home. It happens more than you know. And for my brother, when he lived alone in Palm Springs, he had friends once in 80s where they called one another daily. Toward the end once in a.m. and once in p.m. It really is a good thing. Because that can come down to wellness checks.

Boy that Swedish Cleaning thing! End of life prep is one big subject for sure. Wish we had a whole column about it, because what's for dinner in my case is often pretty boring at this point, hee hee. And repetitive. It's Trader Joe homemade pizza again tonight!
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repost. sorry.
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Lylii, I find your post rather sad. At age 66 and 71, you and your husband are not ‘old’. This is the time when many people travel, rather than planning their funerals. You think that your 4 kids don’t care at all about you, but then do you call them? Or visit them? They are in your area, so why shouldn’t you do something to improve the relationships? Perhaps your 4 children think you aren’t interested in them, their partners or their children, and want nothing from them?

Planning for your own older ages is a good idea, but family relationships matter too. For example, you haven’t mentioned a POA as part of your planning, and a trusted child is a usual choice.
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HHello to all. I am sorry to hear what your going through, my prayers are with you.


I am having trouble finding resources and grants for a stair lift chair. Can anyone advise?
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Never refriend or refamily a person who tried to destroy your character,
your integrity, or your relationships with others.
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send - I agree 100%. I have cut contact a couple of times
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Rant.

I'm 31yo, and I live with my mother and older brother, and most recently my 95yo grandmother. She was diagnosed with heart failure seven months ago, and been living with us for four. She'd been living with my uncle and his wife for a while, but they kept leaving her alone all the time and getting into fights with her, so we set her up at a senior living facility for about a year until she got to the point she needed 24/7 care.

We turned my office/cat room into her bedroom, swapping out a lot of our furniture for hers so she could have her things. I work from home most days of the week, which I now have to do at the dining room table. Mom is the primary caretaker, but she works during the day; I tag in to do the bulk of the caregiving during the middle of the day. My brother helps a little, but he really doesn't do much, and its hard not to resent him for that. He's autistic, he works during the day, and he just started college in the evenings to get a better degree, but I still get frustrated he's not helping more with her.

We weren't expecting this to go on this long... it was "unlikely" she'd last six months seven months ago. Hospice just got renewed and there's no sign of an end. We had a lot of patience at the start, but then the holidays happened. Grandmother's very particular, she wants things Just So, and she got particularly demanding during December. Not to mention relatives being inconsiderate and causing problems and not helping out.

I haven't been sleeping well. My room is right across from hers, and I'm constantly listening out for her if she needs something in the middle of the night. She talks very loudly when she and mom get up in the morning. She went to the kitchen in the middle of the night the other day and broke a glass. I was still awake, the light was on. Now what could have been a quick trip to get her some water became me cleaning up shards of glass in the middle of the night. She told me she didn't want to burden us, but it's hard to take that seriously when she's so fussy about her other demands - her warm delicious microwave pot pie isn't good enough because it's not browned on top, the freshly cooked food wasn't good enough because the plate hadn't been warmed up, her morning bacon isn't good enough because it's not Oscar Meyer. She made me remove all of my cookbooks from the kitchen because she only wanted to see her cookbooks there. She is supposedly a cat person, but she's really critical of my kitten, who is a VERY good cat for her age. I tried getting her to teach me family recipes, and now she tells everyone I don't know the difference between a spatula and a ladle like I'm stupid or something.

The interrupted sleep isn't helping. On days where I slept poorly, which is most of them, I hardly have any patience anymore. I feel fragile and unhappy so much of the time. I feel awful for just wanting it to be over, because "over" means "dead." There's no happy ending here. I know mom's feeling the same way because she tells me about it. I don't know how to support her and me.

We've got a respite planned next month. It can't come soon enough. Nothing "bad" even happened today and I'm having a little cry anyway. I just feel awful.
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accidentally double posted, sorry about that.
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strawberry -sounds like you all are overloaded. Caregiving is a very demanding job. Your grandmother could go on for several years yet and seems like not an easy person to look after. Is she eligible for Medicaid? To me a good solution would be to find a facility for her with 24/7 paid staff.

This is too hard for all of you to sustain for much longer and care will only get more demanding as your grandmother declines. Does she have any funds for aides to help you or for a facility? Check with your local Agency for Aging to see what options she has.

Take care of you - this has to work for the caregivers, not just the person needing care.
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Going through a rough time again, with caregiving. Health test results come out in 2 weeks. I’m in need of a hug!
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you’ll be ok, venting! i wish good results for you! HUG. hang in there. remember: somehow things tend to work out.

not knowing is stressful. but soon you’ll know the results, and then you’ll know what to do.
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Hug Hug Hug, Venting. That's three hugs!
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THANK YOU. So much appreciated. You have no idea.
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(((Hugs )))) venting .
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THANK YOU, Way!
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venting: Hugs.
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I really appreciate it, THANKS!
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venting - Big ((((((HUGS)))))) for you and prayers and blessings. 🫂🫂🫂
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