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Oregon, you don't cash out of funds when they drop! That how you lose money. The market will rebound. Sit tight! Please!

They always say that you shouldn't make any major financial, real estate or lifestyle changes in the fist 6 months after losing a spouse. Please think about that.
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Regarding avatar name - if we name her, can we put some kind of 'respectful' title to her name? She's so ancient, it would seem so disrespectful to call her 'Sequoia'. Madame Sequoia sounds like she's in charge of Call Girls. Ma'am Sequoia - sounds so formal, and she doesn't look like she demands it from others. Spanish 'Tia Sequoia' sounds not right either.

Regarding my measly retirement Simple IRA fund, I just view it as money I don't have. This way, if the market crashes, I won't be too angry. It's really measly...My one year income exceeds what's in my IRA. And my yearly income is very very small. Think 'mom & pop' store income. It was an ideal job when I was able to travel before - as business expense. Now, with money tight and mom became too difficult for dad -- no more travelling. Too bad. Boss would send me to Hong Kong, Bali, London, etc.. so that I would experience what it's like to travel, the plane's configuration, how to do transits between flights, hotels something we would recommend, etc.. At the time, this was a Perfect job. Now, in my middle age, it's not... not making enough for a decent social security income.

Don't you get penalize for cashing it in early? And pay a large tax amount to the gov't? FYI, you don't want to bury the money. My dad's father did that. He died and no one knows where he hid it. You don't want to hide the money in your house. What if there's a flooding or a fire? All that money gone.
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Love the suggestion Windy, so that will be her name... she doesn't need any thing else to go with it.... the beautiful,old, forever Sequoia trees make their own statement , just like this beautiful wise woman...I get quite inside when I look at her.... no matter what her life had been, she remained steadfast....so thanks Windy....our beautiful wise woman has a name.....
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Yes, Sequoia!
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I'm glad you guys liked my suggestion. :) I love old trees and old people (well, most of the time). There is no price on wisdom. I pray for my portion daily and come here where there are so many wise people with so much to share. AC is a special place. ((Hugs)) to all.
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Got outside today and went for a bike ride. Feels so good to leave all the negativity at home and have a change of scenery. Of course, it was after I cleaned all three bathrooms, swept the kitchen floor and drove them to breakfast! Still I'm so thankful for my mountain bike!
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if you want a first name perhaps grandma sequoia would be ok or enisi its cherokee for grandma
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Oh I love that too Falcon... possible Enisi Sequoia, yes.... I love that, thanks for completing our lady..... hugs
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If I ever get the time to sculpt her, that will absolutely be her name and I will keep her.... my friend Donna will want her, but , no, think I will keep this wonderful lady for myself...
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OK I am in deep deep shock. I have been noticing small changes (for the better) in Mum's behaviour before she went into hospital but put it down to the ups and downs of dementia - especially mixed dementia - you know how it goes one moment two of you are int the room then it seems like 3 are there because of the changeover. Well Mum is now home and it is as if she doesn't have dementia at all. She's a bit dithery (aren't we all) she is eating for Britain instead of picking and picking fault with everything. Example yesterday she had already had a roast chicken dinner in hospital at lunch time, she had an 8 oz jacket (baked?) potato for tea with 4 oz of tuna and mayo a banana and about a cupful of custard then she ate 1/4 pack biscuits then wanted 4 dry crackers and cheese and then had a couple more cookies (sorry you don't call them biscuits do you?and blow me down she wanted a sandwich. She is still repetitive (very) and her walking is slow but the improvement since they removed ALL her meds and started again is dramatic I mean really dramatic.

The doctor we have is amazing and I love him to pieces but in fairness he said he was staggered by my knowledge - all thanks to you guys - and that I bothered to look things up I didn't understand and that I do it alone without the help (Hmm help? not so sure they help!) of social services. he is really pleased with Mum's progress and said he would like her to be reassessed in 6 months - he thinks that the meds she was on were interfering with the donepezil to some extent and that is why we are seeing so much progress. God I love that man and I so wish I could tell you his name but of course I won't. But boy does he deserve praise
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Oh my Gosh Jude, that is AMAZING! I do hope that the changes do last! Isn't it incredible just how some medications can affect people differently? What a Wise Dr your Mum was thankfully assigned to and that he was able to detect the possible affects they may have had on her! I also learned through this grapevine that you have found a new place, and that your move is going forward, thank goodness! We have all been worried about you, especially while you were incognito enjoying your much deserved vacation! I do hope you were able to recharge your batteries for the big move, and for your Mum comming home. She will be comming home soon will she? Well try to enjoy the quiet while it lasts anyways! I'm always thinking about you Sweetie!
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Since I woke up, AC having problem going from my NewsFeed to any topic that I tap. I've been shutting and reopen this site trying to get into a specific thread . Finally got in via my Activities.

That's great news Falcon. Those meds!
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AC is working ok for me, bookluvr. It seems slow. It could be temporary. Check back.
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Wow...big changes since I last came to the site. Mom is finally---finally in long term care. She took a big turn last week in her memory loss that began with emergency room visit and bloodwork and CT scan. They all checked out but the memory condition deteriorated to the point that I could not even work part time anymore. Anyway, she was placed and I finally have the freedom and peace that I craved for so many years. Certainly, it is strange. The biggest thing I notice is that I can finally be a daughter again. I can finally love her and her place in my life without the day to day frustration. I was not a loving human being anymore and I am finding myself again.
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SusanA43...Sooooo true about not knowing what to do with yourself and your newfound freedom. I keep on thinking I should be doing something. It is now my journey to discover what and how to spend the time. It's relaxing and lovely.
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I'm so happy for you, daughter52. Go exploring and learn the new you. Hugs to you!
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Daughter52, Hugs to you. A new beginning for you. Thanks for sharing!
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Daughter52, so happy you now have peace of mind. Im looking forward to being able to 'be a daughter' again without all the worrying about whether im doing the right thing, or the wrong thing, or whether mom is safe. What happened with her that caused the change to take place??
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I agree Daughter. It is strange to be alone with no requirements on your life now. I don't have to make breakfast and dinner unless I want to. I can do what I want. That does not mean I don't miss him. I do, very much. It takes awhile to get used to the freedom. And, I am NOT going to take on another man. I am 73, Healthy and free. I miss him dearly, but I KNOW he would understand. We were both very active. He just did not know how to cook. Neither do I, but we made it. I made meals that you would not put in a recipe book. But, at least we ate. I am not a women a man would choose if he wanted a hands on caregiver. HOWEVER, I fell in LOVE DEEPER with him over the years. So, I TRIED really hard. It seems unnatural to wake up and not have to get up. It is strange to go out in the car to the store and take as much time as I want. OR to leave the house a mess for today.

Yes it takes time to adjust. I still miss him awful. But, I will make it. He is "Saving me a Place. Have you heard that song? Save a place for me? It is beautiful. Go to Utube and find it and listen. If you have lost a husband, partner or someone you love very much, this is your song.
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All-
Prayers, notes and hugs to Veronica, she is quite ill appendix rupture and now sepsis
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Thanks, Glad for letting us know. I just got home and finished dinner, 8pm. I'll send Veronica an encouraging message and prayed to God to be with her in her time of need.
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I will be putting updates on this thread as I find out more about Veronica.... thanks to those who replied and I will make sure she gets all the well wishes and prayers sent...... she is one of us.... a very important part of our community..... hugs and gratitude to you all....
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thank you, Ladee. Updates would be very appreciated.
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Stressed...... not sure why but it is becoming overwhelming..... pain in my shoulders, constantly doing things that are not in my best interest...over eating.... cocktails.... (not a lot).... not paying attention to my business.... getting distracted..... I am lucky at this point I don't have to do the dirty work... yet, (had to for a while) but I am sure it is coming. More than I bargained for.... Lucky I have an angel for a wife who listens to me....... Still harboring a lot of stress. How do others handle it. I know go to the gym etc..... sounds good but actually doing it is another story.
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Also praying for VERONICA with ruptured appendix and sepis.
Thank you Ladee for keeping us all together in community for our friend by posting updates!
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My thoughts and prayers go out to Veronica. I went thru ruptured appendix in 2004. I was so sick, doc said I was a miracle I lved. I stayed in hospital for 8 days and IVs inboth arms. The pain was bad. It was a night mare. I;m so sorry she she is going thru this. I will keep on praying for healing. I never had sepsis, I don't know about that. It must be secondary infection from appendix. I got a bad kidney infection two weeks after I left the hospital, but that was all that I had from the rupture. The hospital let me lay for 24 hours and kept trying to say I had a UTI. Then they finally did the CT scan and got busy operating. Thank GOD the sergeon was at the hospital that night at 12 midnight. I was so blessed to be alive they say. Momma is stronger today, B12 shot worked. I will keep praying for Veronica. Hubby and I are better too! Hugs and prayers for all.
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My Mom was just trying to go to bed.. I told her she needed to eat supper.. So now she sitting here shoveling the food in her mouth.. If she chokes I want to say "serves you right"..
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Assandache...im sorry but that just made me laugh! I guess for those of us who know the caregiver life, it helps to at least try and have a sense of humor sometimes! It seems absolutely nothing is easy.
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Veronica is in very serious condition... they are going to insert a feeding tube today...... the gall bladder situation is under control.... but she is unable to eat due to swallowing issues..... I am so tired I somehow lost the email that her husband sent detailing her problems... as soon as I find it, i will try to copy and paste it here.......thank you everyone.... she needs our prayers and love.....
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Thank you Ladee1 we really appreciate it!
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