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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
OP, so you are on SSA Supplemental Income? If so, you are probably going to have to look for congregate/shared living low income / Section 8 housing. Which in turn means applying for programs & getting on waiting lists for these that are done by the City or Pulaski County or a bigger charity that does congregate housing (Salvation Army, Catholic Charities, Episcopal Charities). Being on SSI and it’s maximum of $994 a mo, makes it beyond really hard to find “independent” where you pay rent to live in your own space apt or house. Congregate living where you share bathrooms, kitchen, dining areas work better financially both for the owner of the property and for you.
Something that will be independent tiny apt/home is the Micro Village City of LR is doing. I’d suggest you asap apply. It is finally in its last building phase. A lot of those on the waiting list from 2023 on, have now moved away, found housing, moved to a facility (like a NH) or died. Also there’s St Francis House, run by the Episcopal Diocese; Stephens is a quiet big $$$$ supporter.
Independent living, Assisted Living and Memory care are not covered by Medicaid, they are usually private pay. My State will pay if you have resided in the same AL or MC for at least 2 years of private pay but they havevto except Medicaid.
So, if all you get is Social Security each month it may not cover the cost of Independent living. If you have a home to sell, the proceeds can be used to offset the cost of Independent living. If you have a substantial savings or investments, they can be used to offset the cost.
Your Social Security income is yours to spend how you need to spend it. If you are asking if Social Security will pay for your IL facility it probably will not cover all the expenses
Not if they are on SSI. It matters if the OP is getting SSI and not SS retirement benefits, as that SSI $ does have restrictions as to its spend. SSI is for those who have not really worked or cannot really work so do not qualify for work based SSDI (disability income) or retirement SS benefits or cannot get a SS income benefit from their spouses SSA work record. SSI = Supplemental Income and it’s really restrictive.
Right now SSI pays maximum $994 per month*. $994.00!
SSI has spending rules. One of which is the “in kind support and maintenance” reduction of income rule. What this means is if the SSI recipient gets free housing from friends or family, then their SSI $ of $994 will be reduced by $351.33. The $351.33 is the Presumed Maximum Value (for housing) + $20 administrative fee. Basically if on SSI, friends & fam have to get paid rent to some degree so that the SSI recipient isn’t penalized down to under $650 a mo in income. AND for more fun in this math game, the rent cannot be more than - if I’m not mistaken - 60% of their SSI.
SSI has a whole list In Kind of things that can be included to reduced the SSI payment. & for more fun…. excluded as well. Like your Sister pays your electric bill, well that’s an In-Kind-Support and the $ paid by Sissy for your electric bill gets your SSI reduced. But if Sissy pays your cell phone bill, that is NOT in the In-Kind-Support deduction group, so no deduction. It can get real in the weeds on this…. like if you have to pay a deposit to get power on in your new low income apt & a local housing organization or Charity will pay for it, that is NOT considered In Kind Support; but if they pay any of the actual electricity bills that is In Kind Support. It was only in late 2024 that food was removed from the In Kind Support reduction of benefits list.
SSI also has an asset max of 2K for an individual. Unless they can qualify to open an ABLE account.
* a few States pay a stipend atop the Federal $994. Like CA does to bring the monthly income to a combined $1230.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Something that will be independent tiny apt/home is the Micro Village City of LR is doing. I’d suggest you asap apply. It is finally in its last building phase. A lot of those on the waiting list from 2023 on, have now moved away, found housing, moved to a facility (like a NH) or died.
Also there’s St Francis House, run by the Episcopal Diocese; Stephens is a quiet big $$$$ supporter.
So, if all you get is Social Security each month it may not cover the cost of Independent living. If you have a home to sell, the proceeds can be used to offset the cost of Independent living. If you have a substantial savings or investments, they can be used to offset the cost.
If you are asking if Social Security will pay for your IL facility it probably will not cover all the expenses
Right now SSI pays maximum $994 per month*. $994.00!
SSI has spending rules. One of which is the “in kind support and maintenance” reduction of income rule. What this means is if the SSI recipient gets free housing from friends or family, then their SSI $ of $994 will be reduced by $351.33. The $351.33 is the Presumed Maximum Value (for housing) + $20 administrative fee. Basically if on SSI, friends & fam have to get paid rent to some degree so that the SSI recipient isn’t penalized down to under $650 a mo in income. AND for more fun in this math game, the rent cannot be more than - if I’m not mistaken - 60% of their SSI.
SSI has a whole list In Kind of things that can be included to reduced the SSI payment. & for more fun…. excluded as well. Like your Sister pays your electric bill, well that’s an In-Kind-Support and the $ paid by Sissy for your electric bill gets your SSI reduced. But if Sissy pays your cell phone bill, that is NOT in the In-Kind-Support deduction group, so no deduction. It can get real in the weeds on this…. like if you have to pay a deposit to get power on in your new low income apt & a local housing organization or Charity will pay for it, that is NOT considered In Kind Support; but if they pay any of the actual electricity bills that is In Kind Support. It was only in late 2024 that food was removed from the In Kind Support reduction of benefits list.
SSI also has an asset max of 2K for an individual. Unless they can qualify to open an ABLE account.
* a few States pay a stipend atop the Federal $994. Like CA does to bring the monthly income to a combined $1230.