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My question is why does Mom only have B. To get her B may cost her more than it would have cost her when she first enrolled at 65, a penalty. Is she still working and has insurance with her employer? You or she needs to call Medicare. The following I got off the internet. Because she did not take Part B at 65, her cost monthly may be more than the $202.90.

" Medicare Part B Costs
Most people: Pay a standard monthly premium of $202.90.

Higher income earners: Pay a higher monthly amount based on tax returns.

Deductible: $283 per year."
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Reply to JoAnn29
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What is your question?

Open enrollment starts soon. I'd get her on full Medicare plus a Medigap plan (not an Advantage plan). Contact her state's SHIP counselor or insurance department. Medicare recommends SHIP for free, independent Medigap counseling.
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Reply to Geaton777
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