Elder financial abuse, bullying into being named P.O.A., Finding if loved one had life insurance, if it was spent on m/c until it was gone then moved back to P.O.A.'s address 5 months from being moved he passed away. During this time I zero contact (including blocking my number on their phone so I couldn't even call.) with me (daughter) because I questioned P.O.A. legitimacy and financials regarding where monies went, I was not allowed to visit. EVER. I did not get to say goodbye and I was extremely close to my daddy. I know he was extra m very lonely and it's a fact this person gained the POA under duress for this is what my dad said when I asked him how this came to be, he stated "if I didn't do it I wouldn't have a place to stay " he was constantly worried about her booting him out. Was getting used to M/C and doing well when he was taken out because the money ran out. Many times over the course of 4 yrs that he unfortunately lived there I asked for financial information and or receipts regarding his care, I was told it was " none of my business" that they didn't have to show me anything. I asked where the monies from the sale of his house went, same answer, then I find out there was a remodeling don't on their home,( a new garage door) they said he ran into it with the truck. Which I am sceptical about because when he first moved in it was told he could no longer drive. Then on their bathroom, had to have a different toilet and so on. Then once this person realized that they could not be named a heir because of them being a step-child I found out my dads truck (in emaculate shape) was suddenly put in BOTH of their names so they would get it upon his death . Things were sold or absorbed and now being used by this abuser. Hs personal belongings they refuse to return. Their using it . I have called and called about trying to get an attorney but am hitting a brick wall. I'm on SSI (tho I didn't disclose that) so I cannot afford the $300-$500 an hour.
You are correct, if he died without a Will step children get nothing. If there was a Will, who was beneficiary? As said MC is very expensive. It can be 10k a month. You can't cash in a life insurance policy at full face value. Did he have a care policy he paid into in case he was placed in a facility?
You may just have to let it go. They did give Dad a place to live. If I was caring for someone, I too would want POA and wouldn't care for them without it.
Memory care is very expensive and can draw down a lifetime of savings in months. Caring for someone with dementia for even 5 months can drain years off the life of the care giver. If your father had no savings left, the care giver provided for your father’s expensive care out of their own savings.
Replacing a broken toilet or a broken garage door is not considered remodeling.It is considered home maintenance.
You need to let go of the thoughts that you are being financially abused. In no scenario is this the case. Your father may have been financially abused but it is doubtful based on your question. Your father’s money was his to spend as he wished.
What you have left is the question of his estate. Do you know if your father had a will and if so, who did he name as executor? If he didn't leave a will, then the probate court will appoint someone, probably called a personal representative, to administer the estate, and the law will dictate how his assets are divided and distributed. The executor or personal representative is required to do an inventory of your father's assets. If you think they are hiding assets that are part of the estate, you can complain to the probate court. So you should check with the city or county in which he was living and whether anything has been filed in the probate court.
(405) 624-1734
May still help if you are low-income/SSI,
and there are probate or exploitation issues.
Oklahoma Adult Protective Services
OKHotline.org
1-800-522-3511
May still accept historical reports, though APS involvement is often more limited after death.