My mother fell at home and broke her hip. She had surgery, and will be admitted tomorrow to the nursing home for rehabilitation. She is 80 yo, and late stage dementia. She does not have a POA, dad makes all the decisions. We've asked him to assign one just in case, but he has yet to do so. The facility said that her insurance would pay for 20 days, and then we would have a co-pay of $400. We plan on signing her out after the 20 days. Dad can't get out of the house to sign her in, and has given permission over the phone for me to do so. They are asking for my dads banking information, and he doesn't feel comfortable sharing that. Do we have a right to refuse giving that information? What wording should I watch for to ensure I don't put the responsibility of payment onto myself, or my father? I'm also a bit concerned that if she doesn't progress in therapy, they will try to keep her against our will. Is that possible?
Is he there voluntarily? Is he doing this caregiving voluntarily? Does he have a job? If not, is he financially secure for his own future once your parents are gone? Is he relying on inheriting the house or other assets, which may instead need to be used to pay for your parents' care? Do you need to come up with a plan to hire additional care (out of your parents' funds) to assist at home, or to discharge your mother to a facility when rehab is up, and possibly move your father to one as well?
This may be all planned for and under control. But I raise the questions in case any of them need to be addressed.
I would have Mom evaluated for 24/7 LTC. It will not be easy caring for her now and Dad won't have the strength to do it. Not fair to brother to take care of two people one his Mom.
I and my other siblings are rotating staying in the hospital with mom.
Dad is on dialysis 4 days a week, and overall very weak. He only leaves for needed appointments.
If you are planning on her not staying longer than the 21 days that Medicare covers in full, I do not see any reason why you need to provide any financial information.
I did rehab check admittances several times for my parents over the years and the facility never asked us to provide any financials.
Since she has advanced dementia, if you think she might be better off being cared for in this facility under Medicaid until the end of her life, contact an eldercare lawyer. The lawyer can help structure your parents' assets so that she can qualify for Medicaid. She could go into the long term section of this facility under Medicaid Pending status.
Good luck to you as you go through this stressful time, it's not easy.