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My spouse has PCA and Dementia and he is 63. He is on SSD right now. We planned on taking his retirement at 65. There is not alot of retirement. If we wait and he needs Medicaid earlier, what if anything, is expected from his retirement?

What JoAnn posted is super important. I’d like to add onto her excellent comment…… his FRA (full retirement age) may not be 65. It may be 66 + a couple of months or 67. For SSA, lil details like this matter big time.

As a suggestion, please pls go onto/ or create his (& yours) SSA online profile. SSA has a “benefits planner” for those born 1960 or later. Its a way to determine what his future SS retirement based income will be once he leaves his current SSDI to switch to SS retirement income at his FRA. I guessing you’re slightly younger? If so, your own ability to draw early at age 62 is interdependent on his reaching his FRA.

So he has been diagnosed with Bennett’s syndrome / PCA?? That’s real challenging. Where is he on his “spatial awareness” ability? If he has been dx’d with Bennett’s, has any of his doctors suggested that he may have Lewy Body Dementia rather than Alzheimer’s? And if so, what stage do they think he’s at for Lewy?
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Reply to igloo572
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Third vote here for a unique assessment from a state qualified top tier elder law attorney as each states laws are different and each couples situation is different.

It really matters as to sequence of legal action taken and can save you much more than the cost of an hours time with a person who has studied your states laws to the degree that they are an expert.
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Reply to 97yroldmom
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SSD automatically goes into regular Social Security at 65. You need to see an Elder Lawyer to have assets split. Husbands split will be used for his care. Just having a consult may ease your mind.
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Reply to JoAnn29
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Please consult with a Certified Elder Care attorney who is versed in Medicaid who can guide you through this. You do not want free advice from lay people on a public forum about such an involved matter.

Good luck to you.
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Reply to lealonnie1
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