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SometimesSometimes people don't have family members that help with their relatives and someone might end up doing it all alone.And trying to juggle a job, which is not feasible.There's a lot of programs for the elderly and financial for the elderly.But what about the family members that need help?Financially specifically them

I'm not aware of any programs to help you out financially, so you may have to either hire some in-home help with the hospice patients money, so you can continue to work, or you can have your loved one placed in a hospice facility/home until they die, where they will receive 24/7 care and you can get back to just being their loving family member, and advocate and not their overwhelmed and broke caregiver.
Medicare will cover the hospice home 100% if your loved one dies within the week, otherwise there is a daily charge that again your loved one can pay for. It will be worth every penny.
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Reply to funkygrandma59
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Yes, there are programs that will pay a family caregiver (or friend) to be a caregiver to a person. The requirements are usually that the both people have to live together and the person getting the care has to be on Medicaid or have a Long Term Care (LTC) insurance policy that will pay for it. Some states also have grant programs that will pay for homecare to come. You have access to a computer, so do an internet search.

If you are in the United States go online and check out a nation-wide company called FreedomCare (FreedomCare.com) and ask them about becoming a paid family caregiver. They will tell you. They are just one of numerous companies Medicaid works with to
get live-in family caregivers paid.

Beware though. If your 'loved one' is on Medicaid and has an asset like a house or a life insurance policy, Medicaid gets paid back whatever they paid out for the caregiving.
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Reply to BurntCaregiver
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This is a question for you to specifically address with the Hospice who will be aware of any choices or option you may have in your own state and area. They may be the rare Hospice that still has in-facility care; they would be aware of any options for help.

In my own experience there is no help to be had; and in the case of a friend several years ago she had to pay for 24/7 care in the home as she had no friends or relatives who could participate. It was, as you can imagine, enormously expensive.
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Reply to AlvaDeer
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Are you currently employed? If you currently have a job talk with HR about FMLA.
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Reply to AMZebbC
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peacefinder Sep 23, 2025
FMLA is unpaid leave and thus it does not help financially. All it does is protect your job from being given to anyone else.
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It sucks really sucks. My wife needed care eventually went on hospice and died. Care of my wife, wipe me out financially. Many services were covered for her, but not for me. I stopped working to take care of her now at 68. I’m too old to get a job. I’m forced to sell my house to pay the bills and will be homeless in a few months that is the reality of our healthcare system.
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QuiltedBear Sep 23, 2025
Sample, I'm so sorry for your loss. Please check with a local Probate attorney for a free consultation. It's possible that her medical bills and/or her credit card bills will not be your responsibility. Talk to an attorney first to see what the law is in your state.
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Yes, there is help for family members who have had to quit their regular job to take care of a loved one at home. I was in this position 10 years ago when my young husband suffered a massive stroke, leaving him unable to do anything independently.
If your relative qualifies, financially and with identifiable care needs, for Medicaid, then Medicaid has some Long Term Care (LTC) programs which can pay a family member (or other) to care for the patient in their own home. Home and Community Based Services is what they call it (HCBS). Google it and make a phone call to your local county office to apply (the elder is the applicant, but you may need to help facilitate this for them).
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Reply to CaringWifeAZ
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Some states do have Paid Family Leave programs for people who have to take time off from work to care for a seriously ill family member. Each state has its own program, if they have it at all; your best bet is to do a Google search including your state for Paid Family Caregiver or something similar, or look up your state's Dept of Aging (or whatever your state may call it) to see if there's any information there. My husband is in this exact situation right now caring for his mother; our state has a family caregiver program that pays out up to $3K per month, but he has yet to apply for it, why, I don't know.

Medicaid also has programs to help family caregivers but as someone said below, if the sick person has too much in assets or home value, etc, they will either deny Medicaid altogether or try somehow to reclaim anything they paid by seizing assets. From what I understand, you can put the family member's assets into a trust, and then Medicaid can't touch it, but I'm pretty sure that would need to be done PRIOR to applying to be paid as a caregiver. I'm not an attorney; you'd need to consult one to see if creating a trust is right for you. If an attorney is a financial stretch, perhaps a legal plan like LegalShield would help.

I hope that helps. It's awful to be in this position and I know how incredibly stressful it is.
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Reply to peacefinder
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lilJaxs: Pose this question to the hospice team.
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Reply to Llamalover47
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FML will help the employee keep his job, but if long-term care goes on for very long, the employee may have to return to his job.
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Reply to Patathome01
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This is a good question to ask your local hospice provider who should be familiar with what’s available in your area
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