I’m not sure what level DH is right now, top AL or bottom MC so I’m looking for a facility with both. But if he should eventually need nursing home level care, having to move him again would be difficult and upsetting. There’s also a pretty big jump in price for all levels, across the board, in facilities that have an onsite nursing home.
It is a matter of what you an find, what can work for you.
My parents in Missouri had basically a Village, where they started in IL in a condo, moved to apartments, then to ALF and then for my mom briefly to MC. Worked wonderfully for them. Again, private pay and a matter of affordability.
I wish you the best.
I moved my mom from 1 MC to another in a different state with multi levels. She passed in MC so she did not need the last step. However when moving things out, a single bedroom only required a small UHaul and less than 3 hours with sorting out what goes to donate and what goes to trash and those 2stops plus 1 to drop items to my home we're all completed in that final trip.
As far as services within her multi facility, each unit ran independent of staff with the exception of med techs. If a higher level of nursing care was needed, mom would have to move to the next unit to receive that care or I would have had to hire outside help.
As far as increasing costs, yes, I am familiar. The more your husband needs, the costs go up. Expect this with yearly cost increases as well.
If DH gets placed, be sure to find out what their policy is on keeping residents till death. Of course, you cannot anticipate behavioral issues but a good MC will work with a geriatric psychiatrist to get the right meds prescribed. The docs come into the MC, along with lab techs. Its very convenient and a Godsend. I even had travel dentists come in to extract teeth for mom. Very high prices, but very convenient as they work on the resident in their own recliner!
Best of luck.