He has donated thousands of dollars. This is money we don't have. I setup a separate savings account for him and removed his debited card from the joint account. But every week I have to transfer money into his new account because of the constant donations. I opened a PO box in the hopes of stooping all of the MAIL where more and more business contact him with the latest scam. I have tried to explain that they are selling his information - which why the mail is growing. What can I do????
I have threatened to divorce him.....
only thing left for him to do is to send checks....these quickie scams what the money NOW, before the mark starts to realize they have been had. But, if you see a piece of mail you don’t recognize the place it is going to...open it. If it is legit you can always reseal it,
Cut him off. It is what my Mom had to do. Each time he ordered a new card..Mom would cancel it.
I saw on your profile that your husband has Alzheimer's/Dementia, so I don't know how far into the loop he is, and how much he is still understanding. Thus, if the bank account is empty, oops, sorry, he will need to wait for his next Social Security check. Hopefully while he waits he will find something else to occupy his time.
If push comes to shove, you [if you have Power of Attorney for your husband] can hire an accountant to take over the management of the bank accounts. Then that way, hubby would need to call the accountant to get $$$ which won't be an impossible task. Yes, the accountant will charge a fee, probably would be less than the money already lost on sweepstakes.
Do that.
Then consider the advice that will be forthcoming shortly before divorcing.
When I was more involved in her life (she lives with YB family) I would bring in her mail and sort it and throw all the junk away before it ever even got in the house--but she caught on and said I was breaking the law by opening her mail (maybe technically, but I didn't open it, I just threw it away).
Now POA brother has to check over her checkbook each month to make an accounting to her that she's not in financial trouble. He says she still makes far too many 'phony' charity donations, but he doesn't stop her. She's also not able to write a check for more than $200 w/o POA's signature. So, she won't go broke, but it's very frustrating that she wastes so much money each month.
I think one reason she does this is that she keeps the pads of paper and return envelope stamps she gets with these. She must have (I kid you not) over 100 small pads of paper and thousands and thousands of address return envelopes.
First, if that junk mail comes with a stamped enveloped, put the mailings in the envelope and send it back. Circle the name and write "remove this name and any name associated with this address from your mailing list". I did this with my Mom, and the mailings stopped. Those that didn't have an envelope I emailed. I stopped all subscriptions to magazines, TV guides and Readers digests because they sell your address. If some of the mail have first class stamps, put return to sender. (Junk mail the PO will not send back but they have to send back first class)
Calls, get caller ID. When the phone rings u will see who is there. Pick the receiver up and put right down if not a number or name you know. There is a device that when a number pops up and u don't know it, u push a button and that number will not call again.