My ex has no relatives or anyone else where he can live or be taken care of. The house is in both our names and takes both our incomes. He was an unaffectionate narcissist while we were married, and now thinks I should still do all of the cooking and cleaning while he just sits in his lawn chair all day. I am resentful and angry and it comes out in my actions and words. Then I feel bad because I am a very kind and caring woman.
When we divorced, there was a court-ordered division of assets. We sold the house and split the profit. What were the terms of your divorce?
How do you see this playing out? His disease will progress. Do you have his POA?
I think you need to see a therapist to help you work through what you are doing.. Is he paying you to be his caregiver? Do you have a contract? Perhaps emotionally you are still “married”. Is that what you want?
I knew a woman who took care of her ex through Alzheimer’s as long as she could. She was finally able to get his distant family (France) to take over his care. It was very hard. And they had no joint assets.
He is not going to remember at times that you aren’t married. There will come a time when he won’t remember you at all. I don’t think a divorce will make him be a different person than he was before. He’s not going to start being an equal housemate out of the blue. His disease will progress. It’s unrealistic for you to expect him to carry his weight.
Since there is real estate involved, you should see an attorney to help you protect both your financial futures. If he doesn’t have savings for his care, he will need Medicaid at some point and that will affect your home.
When his dementia progresses beyond his ability to make legal decisions, you may find you are stuck in a quagmire of red tape.
I hope you get some solid advice on getting things in order to help you navigate this very difficult course.
Given that both of your names are on the house, you need legal advice as to whether or not you can force a sale, divide the proceeds and put his half toward paying for him to live in a facility. Once his monies run out, the facility will apply for Medicaid on his behalf.
Were your ex to die suddenly, you will no longer get his income and then what is going to happen to the house that "takes both our incomes"? You need to see an attorney ASAP to protect yourself.
I cannot imagine living with an ex. There is a reason you divorce; that's so you can leave them. Sell the house, divide the assets, get a lovely little studio rental. Your husband likely would have a Fiduciary appointed by the state if he has no family. Home would be sold per the wishes of any one of the owners in California.
You were his wife. You are divorced. That doesn't make you his nursemaid. If you live there, cook, clean, and pay for the mortgage, then you are not truly divorced.
What he thinks and what you do are two different things. If you are divorced then look at him as a roommate. As a roommate you are not responsible for him. He now has a Dementia which will only get worse and you are not obligated to care for him. You may want to call Office of the Aging or even Adult Protection Service to evaluate him for services. Eventually, he will need to be placed somewhere if he becomes 24/7 care. At that time you refuse to do that care. He is a roommate an ex. Let the State take over. But, if you do this the house may have to be sold so his half will pay for his care. Especially, if you can't pay bills on your own or do upkeep.
You may want to start thinking about your future. A person suffering from Dementia gets self-centered and loses the ability to show empathy. Then throw Narcissism into it...You may want to find a place you can afford. Then put your ex on APSs radar. For me, it would be better to sell the house and take my half and get on with my life. Its hard enough to care for someone you love let alone an ex that you have a bad history with. Very kind and caring can be a bad thing. Remember, no good deed goes unpunished. If you try to care for this man, it will be harder to get the authorities involved when you can't or don't want to do it anymore.
Once the house is sold, the proceeds can be used for his care in a Memory Care ALF.
Good luck!
Is there any reason you continued to share a house and a life with an unaffectionate narcissist after you went to the trouble and expense of a divorce. Kind of sounds like, whatever the reason was, the reason was more important to you than his bad behavior. You aren't going to change him (nor him, you). What are you planning to do if he dies and you no longer have his income to pay the mortgage. Or does the living arrangement include any other financial benefit you may get if he dies. Even if you die first, he can't pay for the house.
What does the divorce say about the property you have together - he got the house, you got the house, or it needed to be sold and profits shared? Perhaps it's time to sell out and get in to something (separate or together housing) that both could afford on a single income. If he can get outside to a lawn chair, he can do a few things around the house. Divide it up. Married or not, the work should be shared (according to what he is able to do).
Quit being resentful and angry at him over a decision you made, Get your own place and finalize the intent of a divorce. Or evaluate honestly why you chose to stay after the divorce.
I suggest you sell the house that takes 2 incomes. Downsize to something you can afford on your own.
BEFORE you sell talk to an Elder Care Attorney and determine how the proceeds from the sale will be distributed.
IF he has been declared incompetent he could be placed in Memory Care. If you have the legal right to do that, if not his next of kin would be responsible.
If he has not been declared incompetent then he is on his own if no relative wants to take him in.
Was the house sold to arrange gov't benefits for one or both of you?
It happens.
Not an accusation, but just mentioning this arrangement blew up in my neighbor's face when her ex-husband died. She lost her home. A divorced spouse does not inherit the home. Unless it is in a competently signed will 'after' the divorce.
They weren't 'really' divorced, they were not 'really' living separately.
Please consider some therapy/counselling to help get unstuck & move forward in your own life. It will include letting go of some things, most probably your house & being the caregiver in this way. But it will bring you a new home & independence.
This will help him too - so he can move on too.
Independence is worth EVERYTHING
This guy has it made in the shade and you will grow more and more resentful!
Find someone who can help you. Get advice from an attorney and perhaps see a therapist to help you sort through your emotions. There are therapists that look at income and adjust their fees accordingly.
Walk out. Close the door and never look back. Either that or kick him out.
Downsize, enjoy your new freedom! Never allow him to worm his way back into your life again. Once you close that door, keep it closed.
Best wishes to you.
Has your ex been officially diagnosed with dementia?
If he has, then you need to seek guardianship.
If not, you need to have him assign you as POA.
Once you have the legal authority to make decisions for him, sell the house and move him into ALF that is affordable and move on with your life.
I know that sounds harsh and I apologize for my frankness, but if you resent him now, it's only going to get worse from here.
Because he has dementia, he no longer lives in the same reality as you. It stands to reason that (in his demented mind) he believes that you are still married. After all, you still live together.
It doesn't mean that you are not kind or caring. Actually it's the opposite!!
His condition is only going to worsen. He will need staff that can give him the care that one person alone can not provide!
You'll still be kind and caring without being a resentful doormat!
God bless!!
Please consult a lawyer who deals in family law and geriatrics. He/she can help you with options to deal with joint custody of your home that will get you out of this situation. Personally, I think your best option is to sell the home, find a nice small place for yourself, and allow "the state" to care for your ex.
Are you legally divorced? What happens to the house if he passes away? If he has to apply for Medicaid are you protected as his spouse regarding the house and finances? Or are you considered a non-related caregiver?
You definitely need to consult a lawyer. If he has no one else, are you his POA? Who would make medical decisions if he is incapable?
There is a lot to unpack here and I can't help but think that you are in a very precarious position. The house should be sold, proceeds split, and his portion allocated for a memory care or skilled nursing facility.