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My parents own a home in one state, but they are currently staying with my sibling in another state about 3 hours from their house. Dad is still working, and since he can no longer drive, my sibling has been taking him to work, which is about a 1-hour commute each way in good traffic. My sibling is a teacher and will be going back to work soon, so this setup is not sustainable.
Mom has mild cognitive impairment, and her doctor has said she should not be home alone during the day right now while we figure out what’s going on. Dad is still working but has short-term memory concerns. They can still do basic daily care — bathing, dressing, toileting, eating, and getting around the house — so we’re not sure what level of help we actually need.
We are planning to contact county/senior resources and start POA paperwork. We may also need to help them sell their house and relocate closer to family, but the logistics feel overwhelming.
For those who have been through this: who should we call first — Area Agency on Aging, elder law attorney, doctor/social worker, Medicaid waiver office, geriatric care manager, or someone else?
Are there any realistic low-cost/no-cost options for daytime supervision, transportation, reminders, respite, or adult day programs when someone only has Medicare?
Thanks

How old are your parents? Why do your parents not have a suppliment to help pay the 20% Medicare doesn't. No Dental, vision or prescription add ons? Has Mom started to collect Social Security.

Mom probably cannot assign POA now with her Dementia. Dad may be able for his. He may not be able to work any longer. When it comes to care, they will need to pay for that. Medicaid does have a program but you can't have any assets but the home you live in.

You can start with Office of Aging to see what resourses are available in the County they will reside in. Social Services can help you with Medicaid. If you sell their home, it has to be at Market Value, cars too. No big gifts can be made. Medicaid has a 5 yr lookback.
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Reply to JoAnn29
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Guestshopadmin Jun 28, 2026
House in another state will disqualify them for Medicaid in siblings state. If staying near sibling, the parents need to sell house for market value and spend down to be eligible for Medicaid in siblings state state.
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I’d get to an elder care lawyer pronto, along with aging agency to find out what resources may be available to them. Unasked for advice, use only their resources for their needs and don’t mix your money and theirs. It will help for Medicaid. Don’t take on unsustainable ideas and goals, a long commute may be one. This is often a long journey, take regular breaks and get your parents used to help that isn’t family. I wish you peace
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Eternaldancer 22 hours ago
Thank you. We are not going to be mixing money. I think the long commute one is that my dad is going to have to realize himself, when there's no one else to take him and rideshare costs add up. Because of the commute and the long work day, it leaves little time for him to go to the doctor (he needs to restart PT), do errands or just relax. They are very private people, so I know it will be a trying time finding a caregiver they like even for just a few hours a week. We are all thrown for a loop b/c this is not how any of us envisioned their elder years. Thankful for groups like this and people like you with advice.
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Elder Law attorney first. POAs, plus wills, if they don't have those already. Also make doctor appointments. Neurologists usually have waiting lists.

An Elder Law attorney can also advice on how to use their assets properly in case of the future need for Medicaid, and on how the rules work for one spouse to stay at home while the other goes into care, if that proves to be the case.

Medicaid in particular is state based, so you'll need to take into account where they'll be living if they need to decide. Also POAs are based on state laws. That doesn't mean that one written in one state won't be accepted in another, but it might cause complications.

Whoever has POA needs to use the financial decisions based on the parent's best interests. If the parents are going to continue living with a child, there should be a written contract with that child about the parents' financial contributions to the household. This needs to be fair to the child, and in writing to prevent "gifting" conflicts during the Medicaid look-back period. This is something the Elder Law attorney can prepare. So again, might be contingent on which state the parents are living in.

Check for the services listed in your last paragraph with the local aging care office. The one where I live is extremely unhelpful, so you may need to rely on google and word-of-mouth for the complete availability. Meals on Wheels is a national program but locality-based, so that is something you can also look into.

Yes, it surely does feel overwhelming. I hope you and your siblings can work cooperatively together. In particular please remember that no one should be pressured to move in with the parents, or to move the parents in with them. If someone does FREELY volunteer to do that, all arrangements need to be fair to them, and there should not be an expectation that such a decision is permanent.

Also, don't count on your dad's employment continuing. If he has declined to not being able to drive, his performance at work may be declining too, and he may be told to retire. I wonder if there's any way to ascertain how his employment is going without being intrusive. Does he get performance reviews or anything? Things may be fine, but just be aware that they may not be.

Let us know how things go.
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Do they have doctors and are you aware of their diagnoses/ medications/ prognoses? are you or your sibling on their financial accounts? Paying their taxes and bills if any?

You have gotten good advice so far. It sounds to me like mom at least could benefit from assisted living but it is likely not affordable, at least not without selling the house.

Elder care lawyer can explain a lot of this, including whether mom can grant POA. Geriatric care manager can advise on available options and costs for same— adult daycare, aide services, continuum of care places, spend down for Medicaid etc.

You are asking all the right questions.

Just bear in mind they are both almost surely going to go downhill. Memory issues, cognitive issues, physical issues all generally get worse over time. So plan for 2-5 years from now at least as much as for tomorrow insofar as you can. No one knows how quickly they will progress or what is next.

Are either of you in touch with Dad’s boss or coworkers? My dad was working up to a year before he was diagnosed with dementia and really having problems on the job. Forced retirement after an illustrious career. Good luck!
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Eternaldancer 22 hours ago
They do have doctors. Dad's memory issues are due to past strokes. Mom's is probably dementia related but we're getting the work up now. We're working on getting the house listed. It's just hard since everyone lives out of town from the house right now. I talked with the employee assistance program through work about elder care issues. I'm hoping to get the POA in place when I visit next month. I over hear my dad on conference calls sometimes and he's always on point, mentoring other employees, still leading projects. It's the day to day regular life stuff that is giving him problems.
Thanks for the advice about a geriatric case manager. I will look into that.
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Getting durable PoA set up first is the most critical thing right now. The attorney is the one who assesses their legal "capacity" to understand what they're doing. S/he will interview them privately, individually, to make sure they have capacity and aren't being coerced. So, if you wait too long and your parents decline further, the attorney may not find they have capacity and then you'd need to pursue guardianship for 2 people, which will be very expensive and far more of a legal burden ongoing. Or, your parents may enter the stage of dementia where they become paranoid and will refuse to put a PoA in place. The legal bar for capacity is actually quite low, so having some short-term memory loss shouldn't stop it from happening. But if either of them balks, you will need to figure out how to leverage something to motivate them, like continuing to drive him to his job, etc. I can't stress enough how important it will be to have durable PoA set up for each of them.

What kind of job does your Dad have that it's worth driving him 2 hrs per day?

How old is he?

More information would be helpful.
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Eternaldancer Jun 28, 2026
He works in IT. They're mid 70s. Dad's memory issues are due to past strokes. Mom's is probably dementia (I'm just guessing). He said the only reason he is still working is because of the house. We have been in talks with some realtors about getting the house listed but they are still iffy (it's very sentimental, generational land, etc.). Even when the house sells, he plans to keep working so hopefully it can be part time and remote. We don't have all the details on the state of their finances but based on what they've told us they aren't behind on bills or anything. The bills are on autopay but Dad manages all of that. Things really came to a head during the spring when mom's decline started and I'm pretty sure they didn't file taxes yet but did file for an extension. I live 1500 miles away, and the other sibling lives about a 7-8 hr drive away from the main sister's house.

What other kind of info do you need?

Thanks everyone!
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Headsup: Dad's strokes may have caused vascular dementia, so it's not just memory issues. Strokes can block arteries and cause bleeding. Brain cells die. It's a serious ongoing condition, and it gets worse. If he's had one stroke, he has a higher risk for more strokes. They can be silent and still cause damage to blood vessels in his brain. He should be under the care of a doctor who monitors blood pressure, prescribes meds, and keeps track of all this. I'm mentioning this because your dad may not be able to go on working as long as he thinks or hopes, and alternate plans should be made.

As for mom, there are a veritable multitude of different dementias. I'm with my husband at his memory care facility to help him almost every day. You cannot imagine the variety of dementias the residents have! Ask mom's doctor if she should be taking Aricept or Memantine. If her dementia is Alzheimers, these drugs could slow down its progression.

Good luck as you walk this difficult path with your parents.
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Reply to Fawnby
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An elder care attorney is your first step IMO.
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