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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
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I don't think you can without her knowing. First of all she might be upset for taking control of her finances, then accuse you of trying to control her. I am in a real mess with my sister trying to get power of attorney. Yes, you have to pay an attorney, go to court, etc. to get it done legally, at least in North Daktoa. Right away when mom got the papers (then send papers and everything) mom was upset and she is challenging it. I just spent five years taking care of her and got burned out and she was falling in the home and trying to get up in the night and think she had someone waiting to pick her up in the parking lot. We were not in an assisted living apartment. I am now regretting that we did not get an assisted living apartment when we moved to North Dakota last year. I don't blame her for wanting to challenge it the way the papers were worded, BUT she does need the care she is getting at the nursing home and does need help with her finances and checkbook. I am in dutch now with all the charge cards she has racked up. It could depend on your mom's personality, how determined she is to stay independent, etc. I would not recommend it unless she is really going downhill and not aware of her finances and spending.
I'd first try baby steps, like getting mom to put me down as "health care proxy."
Next, I'd try to see if she would agree to putting her assets in a revocable living trust - this will protect both of you if she drops dead or becomes incapable of handling her affairs.
I got my late father to sign the revocable living trust papers by constantly reminding him of his mortality, saying that if he dropped dead suddenly it would be a mess for me, etc. I just kept hammering on the issue until he agreed.
Also, he gradually became aware that he was "not with it" like he had been and could not function alone in his house any longer - the house had become a treacherous booby trap for him.
In, NC durable and medical POA is obtained by a paid Atty drawing up the document which is signed by both parties in front of witnesses and notorized. You can't do this in private.
In, NC going for guardianship to be assigned by the court for a parent no longer able to look out for themseves involves getting an atty and going to court. This is a time consuming process that is best avoided by getting the POA's when the person is in a more sound state of mind.
lmw124, the charge cards that your mother racked up are her responsbility to pay off and should not come out of your or your sister's pocket. If need be, your mom might need to file for bankrupsy and then her nursing home can be paid for by medicaide.
As someone else pointed out, any charge cards racked up by another person are NOT your responsibility. Do NOT pay them under any circumstances.
I certainly hope that you did NOT co-sign for them. If you did, it was a dumb move.
As a general rule, nobody should ever co-sign a credit card with somebody else. The law holds you liable for any charges they have racked up should they be in default.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Next, I'd try to see if she would agree to putting her assets in a revocable living trust - this will protect both of you if she drops dead or becomes incapable of handling her affairs.
I got my late father to sign the revocable living trust papers by constantly reminding him of his mortality, saying that if he dropped dead suddenly it would be a mess for me, etc. I just kept hammering on the issue until he agreed.
Also, he gradually became aware that he was "not with it" like he had been and could not function alone in his house any longer - the house had become a treacherous booby trap for him.
dragonflower
In, NC going for guardianship to be assigned by the court for a parent no longer able to look out for themseves involves getting an atty and going to court. This is a time consuming process that is best avoided by getting the POA's when the person is in a more sound state of mind.
lmw124, the charge cards that your mother racked up are her responsbility to pay off and should not come out of your or your sister's pocket. If need be, your mom might need to file for bankrupsy and then her nursing home can be paid for by medicaide.
I certainly hope that you did NOT co-sign for them. If you did, it was a dumb move.
As a general rule, nobody should ever co-sign a credit card with somebody else. The law holds you liable for any charges they have racked up should they be in default.